Independent Management Ltd. is affiliated with United Insurance Company Limited (United), a fully licensed Class 3A Bermuda insurance company. Through its exclusive relationship with United, IML can provide innovative solutions for alternative risk programs.

United will partner with Program Administrators and provide the support needed to create captive or rent-a-captive facilities. This support can come in many forms. Programs may have letter of credit requirements that are difficult to meet. United can assist in this area. A Program Administrator may be interested in a cell in a rent-a-captive, but the fronting insurance carrier may not want to reinsure to the cell. United can act as the reinsurer on the book of business, retroceding the business into a cell owned by the Program Administrator.

United and its affiliated companies are uniquely positioned to create solutions for Program Administrators that will allow the aministrators to participate in the underwriting profits of profitable programs.