Mr. Spurling received his early education at St. George’s Grammar School in Bermuda, continuing thru Grade 13 matriculation at Ridley College, St. Catharines, Ontario, Canada. He received a B.A. degree in Business Administration and an MBA degree from College of William & Mary, Williamsburg, Virginia, USA. He obtained a B.A degree in law from Trinity College, Oxford University, U.K. He attained the English Bar qualification from The Council of Legal Education, London, England and was called to the English bar in 1976 and the Bermuda Bar in 1977.

Mr. Spurling retired in 2005 as the Senior Partner of Appleby, a major Bermuda law firm where he specialized in the practice of Corporate and Commercial Law with an emphasis on Insurance/Reinsurance Law.

He has held many positions in church, civic, business and government organizations including election as a Member of the Bermuda Parliament (1993 to 1998) in which he served as the Government Whip. He founded the Bermuda Pilot Gig Club and the St Davids Island Historical Society, the latter of which he has been Chairman/President since 1998 and is his passion, running Carter House Museum. He served many years on the St Peter’s Church Vestry and is currently “past Chair” of the Friends of St. Peter’s. He served as the President of the Chamber of Commerce and Chairman of the Bermuda Hospitals Board amongst other government boards. 

He has received many awards for his work in St Davids and as Chairman of The St Georges Foundation, St Georges, including the Queens Badge of Honor, the Bermuda National Trust Clipper Award and the Deforest Trimingham Award. Recently he was awarded the Founders Award by the Bermuda Arts Council.

Mr. Spurling has been a director of several Bermuda public companies, BF&M Limited, Bermuda Press Holdings Limited and Ascendant Limited (BELCO) including Chairman of the audit committee, executive committee and governance committee of one or the other. He was a director of WP Stewart & Co Ltd, a New York Stock Exchange company as well as Chairman of the Governance Committee and chaired several special committees to resolve conflicted transactions. He recently retired from the board of MIC Ltd a class 3A insurer of which he was Chairman since 1983. He remains on the boards of a few private client companies.

He is currently a member of Mid-Ocean Club, Royal Bermuda Yacht Club, and Coral Beach Club. He is a consummate downhill skier and, in the past, an avid ocean sailor.

Mr. Spurling was a Director and Chairman of United Insurance Company since 1978 and is currently Chairman of Mizzen Holdings Limited and Independent Management Limited.

Cyril Whitter received his formal accounting training at The Bermuda College where he received a Diploma in Accountancy in 1978. He then joined Jardine Pinehurst Management Company Limited as an accountant specializing in the management of captive insurance companies and was appointed Senior Vice President in 1991. He remained at Jardine Pinehurst until 1993 when he joined Independent Management Ltd.

Cyril’s experience in the management of insurance companies has resulted in the development of expertise in many areas including: the administration of and financial reporting for insurance companies domiciled in Bermuda, Barbados, The Cayman Islands and Hong Kong. His experience covers many classes of insurance including property/casualty, medical malpractice, professional liability, directors & officer’s liability, group life and health, strike insurance and employment practices liability insurance.

He was appointed Executive Vice President of Independent Management in 2007 with responsibility for day-to-day operations.  In this position he worked closely with IML’s President on new business development and company formations. Cyril was appointed President and CEO of IML in 2009.

He was the recipient of the 2022 Fred Reiss Lifetime Achievement Award for outstanding commitment and contribution to Bermuda’s captive insurance industry.

On April 1, 2024 Cyril stepped down as president and CEO of IML. He continues to serve as Director of IML and its parent Company.

Maura Molloy Grant was educated at Providence College in Rhode Island (USA), where she received her B.A., followed by The Catholic University, Columbus School of Law, in Washington, DC, where she earned her J.D. Ms. Grant also attended University College Dublin (UCD), Ireland. She was admitted to the New York State Bar in 2002 and the Washington, DC Bar in 2003.

Ms. Grant began her career litigating in the areas of labor and employment law, general corporate law and real estate and construction law, where primarily she represented plaintiffs and employees. In 2009, Ms. Grant joined Hanson & Molloy to practice with J. Dennis Molloy in representing large and small companies, trade associations, and historical societies on the management side, in a range of labor, employment, insurance and reinsurance law issues and offshore corporation formation and insurance law.

In 2017, Ms. Grant became the managing partner of Hanson & Molloy, PLLC, the Washington, DC law firm that succeeded the late Mr. Molloy and Hanson & Molloy. Ms. Grant advises the firm’s Bermuda-based clients regarding U.S. insurance and reinsurance law and labor and employment law. Ms. Grant also represents U.S.-based clients in corporate and commercial law and not-for-profit law.

Ms. Grant sits on the Boards of Bermuda-based companies affiliated with IML. Ms. Grant also sits on the Strategic Planning Committee of the School Advisory Board at Holy Redeemer School in Kensington, Maryland. Ms. Grant maintains memberships in both the New York State Bar Association and the DC Bar.

Stephen Kempe was educated in Bermuda at Saltus Grammar School and Warwick Academy, and in London, England at the London School of Foreign Trade.

During the course of thirty-five years he held various positions at the Bank of N. T. Butterfield & Son Ltd., retiring in 1997 as Executive Vice President – International.

Mr. Kempe is currently President of Admiral Management Services Limited, a company providing management services to local and international clients located in Bermuda. He is a director of a number of other private client companies.

Mr. Kempe is a member of Royal Bermuda Yacht Club and Coral Beach & Tennis Club in Bermuda.

George Grigaitis moved to Canada from his native Lithuania, earning a B. A. in Economics from York University in Toronto and C.I.M. (Canadian Industrial Management Certificate) from University of Toronto.

Mr. Grigaitis was previously a principal owner of a number of successful printing companies in Manitoba and Ontario, Canada. He is currently President and owner of Gricorp Ltd. a Canadian controlled private investment corporation incorporated in Alberta, Canada and Chairman of Insign Ltd., a sign manufacturing company in Winnipeg, Manitoba.

Paget Wharton began his career with Bermuda Press Ltd. as an apprentice at age 15. He held increasingly important positions as Production Manager and General Manager and previously held the highest position in the company as Managing Director. He worked at Bermuda Press for almost 50 years. He was also President of Engravers Limited. During his career Mr. Wharton has undertaken several certification and professional development programs and has received training in business planning, finance and strategic management from the National Association of Printers and Lithographers (USA). Mr. Wharton currently works as an accounts representative at Medical House Limited.

Mr. Wharton devotes much time and energy to civic and charitable organizations. He was a long standing board member and was a Chairperson of Age Concern Bermuda and previously served on their Executive and Fundraising Committees. He has served as a director of King Edward Memorial Hospital and Chairman of their Finance Committee.

Mr. Wharton was instrumental in the development of the National Training Board. He has served as a director of the Employer’s Council and as Chairman of the Apprenticeship and Training Council and has served as an ex-officio Director of The Bermuda College and previously served as interim Chairperson for the Bermuda Underwater Exploration Institute. His philanthropy is well known among Bermuda’s community organizations and charities in need of printed materials.

Mr. Cardia received his primary education in Boston Massachusetts, USA. He received a B. A. in  Printing Management at Rochester Institute of Technology, Rochester, New York.

Mr. Cardia worked in the U. S. printing industry for over 40 years, attaining the position of Chief Executive Officer of a major publicly owned printing company. Mr. Cardia also was the president/owner of a small business in the graphic arts industry.

During his career, Mr. Cardia was a director of many trade associations in New York and Chicago as well as on a national level, acting as Chairman of a number of them. He also served as president of an Illinois school board, president of two credit unions, and director of a number of U. S. and Bermuda insurance companies in the property/casualty and life insurance fields.

Justin N. Doherty was appointed President and CEO of IML on April 1, 2024. Mr. Doherty is an experienced and visionary leader with over a decade of experience in the insurance industry.

Prior to joining IML he was primarily responsible for the finance, accounting and regulatory matters for AXIS Capital’s Bermuda subsidiaries which included AXIS Specialty Limited with gross premiums written of circa $2bn annually. Prior to joining AXIS in 2019 he provided insurance and reinsurance consulting services to various insurers in Bermuda such as Renaissance Re and Tokio Millenium Re.

He graduated from the University of Sunderland with a BA (Hons) in Accounting and Finance and holds a Chartered Professional Accountant (CPA) and Fellow Chartered and Certified Accountant (FCCA) designation. 

Justin may be contacted at [email protected].